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States we serve

Arizona truck insurance

Coverage for Arizona carriers running Phoenix, Tucson and the I-10 and I-40 corridors, local or nationwide.

Trucking insurance for Arizona carriers

From Phoenix and Tucson to Flagstaff and the border, we insure Arizona-based owner-operators and fleets, including produce haulers and hotshot operators.

  • Primary auto liabilityFMCSA minimum is $750,000 for general freight in interstate commerce; most brokers want $1,000,000. We file your BMC-91X and MCS-90.
  • Physical damageCovers your tractor and trailer for collisions, theft, fire and weather.
  • Motor truck cargoCovers the freight you haul, with limits brokers ask for.
  • Non-trucking liability and occupational accidentFor owner-operators leased to a carrier.
  • Workers' compensation and general liabilityFor carriers with employees, yards and job sites.

Routes we insure in Arizona

The I-10 between Los Angeles, Phoenix and Tucson, the I-40 through Flagstaff, the I-17 between Phoenix and Flagstaff, the I-8 to Yuma, and produce routes north from Nogales.

Permits and registrations

Arizona-based carriers running interstate set up IRP and IFTA through Arizona as their base state, plus USDOT and MC authority. Routes through New Mexico may need a weight distance tax permit, which we handle. Our permit team handles USDOT, MC, IRP, IFTA and more.

Local or nationwide

Whether you run local routes, regional lanes across the Southwest or coast to coast, we build the policy around where your trucks actually go. See our semi truck, dump truck, tow truck, box truck and hotshot pages.

Common questions

Do you insure trucking companies based in Arizona?

Yes. Pacific Coast Insurance Services serves owner-operators and fleets based in Arizona, along with California, Nevada, Arizona and Texas carriers, from our South Gate, CA office.

Does my policy cover me outside the state?

Trucking policies for interstate carriers are typically written to cover you wherever you run in the U.S. Your agent will confirm the radius and states on your policy so it matches how you operate.

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