Who we insure
Fleet insurance
For trucking companies with five or more power units. Coverage that scales with you, and an agent who manages the details.
What changes when you grow
Once you're running a fleet, your loss history, safety program and driver management drive your price more than any single truck. We help you put that record to work.
- Auto liability and excessPrimary limits plus excess or umbrella layers for contracts that require $2,000,000 or more.
- Fleet physical damageScheduled units with deductible options that fit your cash flow.
- Cargo and trailer interchangeLimits set by the commodities and contracts you run.
- Workers' compensationRequired in California for your drivers and staff.
- General liability and propertyFor your yard, shop and office.
Services for fleets
- Adding and removing units and drivers mid-term
- Driver MVR reviews before you hire
- Certificate management for brokers, shippers and contractors
- Loss run reviews before renewal
- Guidance on dashcams, telematics and safety programs that insurance companies reward
Common questions
How many trucks is a fleet?
Most insurance companies treat five or more power units as a fleet, though programs vary.
Can I add a truck in the middle of my policy?
Yes. Send us the VIN, value and driver, and we'll add it and issue updated certificates.
Do telematics or dashcams lower my rates?
Many insurance companies give credit for them, and video can help settle claims in your favor.
Ready to get your trucks covered?
Talk to a trucking agent today. Quotes are free and there's no obligation.